Document for Home Loan

Document for Home Loan

Salaried Customers	Self Employed Professionals	Self Employed Businessman
Application form with photograph	Application form with photograph	Application form with photograph
Identity and Residence Proof	Identity and Residence Proof	Identity and Residence Proof
Latest Salary-slip	Education Qualifications Certificate and Proof of business existence	Education Qualifications Certificate and Proof of business existence
Form 16	Last 3 years Income Tax returns (self and business)	Business profile
Last 6 months bank statements	Last 3 years Profit /Loss and Balance Sheet	Last 3 years Income Tax returns (self and business)
		Last 3 years Profit /Loss and Balance Sheet
Processing fee cheque	Last 6 months bank statements	Last 6 months bank statements (self and business)
	Processing fee cheque	Processing fee cheque

• Identity Proof (Choose One)
  • Passport
  • Voter ID card
  • Photo credit card
  • Pan card
  • Driving license
  • Present employer ID card
     
• Signature Verification (Choose One)
  • Pan card
  • Driving license
  • Passport
  • Credit card
  • Verification from bank
     
• Residence Proof (Choose One)
  • Ration card
  • Utility bills
  • Passport
  • Voter ID card
  • Live lease deed
  • Present employers certificate
     
• As Income Proof

           (1) Salaried Individuals

• Latest Salary Slip showing statutory deductions, and
• Form 16 (duly signed by authorized signatory of the company), Or
• Latest acknowledged IT Returns
• Bank Statement from main account for the last 6 months

          (2)Self-employed Individuals

• Duly acknowledged IT Returns and computation of Income for latest 2 yrs, and
• Bank Statement from main account for the last 6 months
• Copies of Self Attested or Audited financial statements of the firm/ Company in which applicant/ co-applicant is the partner/ Owner/ Director (as the case may be)
• Partnership Deed, Articles and MOA of the company (as the case may be)
• A recent passport size photograph duly signed by the applicant and the co-applicant.

• A recent passport size photograph duly signed by the applicant and the co-applicant.
  • Schedule + 12 months of bank statements OR 12 months Repayment Track from Approved Financier with 6 months bank statement showing 6 EMI debits.
  • Photocopy of RC in case of auto loan surrogate. In case of Top up, please give proof of loan continuity.
  • In case you would like to give cheques from a different a/c, complete 6 months bank statement for the same account is required
  • Bank Statement Verification Authorization letter duly signed by you
  • Valid Business ownership Proof