List of Investment Options in India

Post office Schemes

1. Monthly Income Scheme (MIS)
2. Senior Citizens Savings Scheme (SrCSS)
3. Term Deposits
4. Recurring Deposits
5. Sukanya Samriddhi Savings Deposit Scheme
6. Public Provident Fund (PPF)
7. Kisan Vikas Patra (KVP)
8. National Savings Certificate (NSC)

 Bank

1. Bank Fixed Deposits (FDs)
2. Recurring Deposits (RDs)
3. Public Provident Fund (PPF)
4. Sukanya Savings Deposit Scheme
5. PPF
6. National Pension System
7. Atal Pension Yojna
8. Employees Provident Fund
9. Company Fixed Deposits offered by NBFCs
10. Tax Free Bonds
11. Non-Convertible Debentures
12. Chit Funds

Mutual Funds

1. Equity oriented Mutual Fund Schemes
2. Debt oriented Mutual Fund Schemes
3. Stocks (Direct equities)
4. IPOs (Initial Public Offers)
5. Secondary Markets

 Real estate

1. Residential Property
2. Commercial Property
3. Agriculture Land
4. Bonds u/s 54EC
5. Real Estate Investments Trusts (REITS – soon to be launched)
6. Reverse Mortgage

 Gold, Silver & other valuable

1. Jewelry
2. Gold bars & Coins
3. Gold Exchange Traded Funds (ETFs)
4. Sovereign Gold Bonds
5. Gold Deposit Scheme

 Life Insurance

1. Unit Linked Insurance Plans
2. Pension Plans
3. Money-back Plans
4. Endowment Plans

ATM कार्ड होल्डर्स को मिलता है 10 लाख तक का insurance.

सभी पब्लिक और प्राइवेट सेक्टर के बैंक एटीएम कार्ड होल्डर को एक्सीडेंटल हॉस्पिटलाइजेशन कवर और एक्सीडेंटल डेथ कवर देते हैं। यह कवर 50 हजार रुपए से लेकर 10 लाख रुपए तक का होता है। 

इस सुविधा का लाभ प्रत्‍येक कार्ड होल्डर को इश्‍यू करने वाले बैंक की ओर से मिलता है। हालांकि, इस सुविधा का लाभ लेने के लिए कार्ड होल्डर का बैंक अकाउंट ऑपरेशनल होना चाहिए। अगर, अकाउंट निष्क्रिय है तो इन्‍श्‍योरेंस का लाभ कार्ड होल्डर को नहीं मिलेगा।

ATM कार्ड होल्‍डर द्वारा insurance कवर क्‍लेम करने का प्रोसेस

एक्सिडेंट होने के तत्‍काल बाद पुलिस में रिपोर्ट करनी होगी।

पुलिस रिपोर्ट में एक्सिडेंट से जुड़े सभी तथ्‍यों का जिक्र होना चाहिए।

हॉस्पिटलाइजेशन केस में अस्‍पताल की मेडिकल रिपोर्ट जमा करनी होगी।

अगर, एक्सीडेंटल डेथ का केस है तो पोस्‍ट मॉर्टम रिपोर्ट, पुलिस पंचनामा, अस्‍पताल द्वारा मिला मृत्‍यु प्रमाणपत्र, वैध ड्राइविंग लाइसेंस जमे करने होंगे |

 
बैंक को बताना होता है कि कार्ड होल्‍डर ने 90 दिनों के अंदर अकाउंट से ट्रांजैक्‍शन किया है।  

 

Check LIC policy status by policy number – How can I get it? Can I check it Online or by SMS? Is it possible to check LIC policy status without registration?

You can now check LIC Policy Status by Policy Number sitting in your drawing room and it is free. 

There is no need to go to LIC office and stand in Long queue.

There are 3 ways in which you can check your LIC policy status by Policy Number and get a Report –

·         Online

·         Helpline Number

·         SMS

LIC Policy Status by Policy Number- Login to Check it Online

Log on to LIC India (www.Licindia.In)

Click On New User? Click Here Below Online Services

                                                                    

       Fill In Basic Details Like Policy Number, Premium Amount, DOB

                                                                  

Password Will Be Sent To Your Registered E-Mail ID

                                                                    

Again Log On To LIC " Online Services "Registered Users

                                                                      

Log In With Your User ID And Password

                                                                       

Go To Enroll Policies (Left Hand Side – On Top)

                                                                      

Go To View Enrolled Policies (Below Enroll Policies)

                                                                      

Click On Policy Number To Check Status

LIC Policy Status without Registration- Helpline Numbers

You can dial 1251 to check LIC policy status by policy number. This 24* 7 facility is available only in selected cities. You can dial 1251 if you are using MTNL/BSNL or use your city code before the IVR number to use this facility

You can also check the helpline no for your city in below mentioned link

http://www.licindia.in/phone_helpline.htm

LIC Policy Status by SMS

You can also check you LIC policy status by sending SMS. The procedure for checking the LIC policy status is as follow: Type

LICPension <Policy No> STAT/ECDUE/ANNPD/PDTHRU/AMOUNT/CHQRET

Send To 56767877

Enquiries :-

a) IPP Policy Status, (STAT)

b) Existence Certificate Due, (ECDUE)

c) Last Annuity Released Date, (ANNPD)

d) Annuity Payment thru (CHQ/ECS/NEFT) (PDTHRU)

e) Annuity Amount (AMOUNT)

f) Cheque Return Information (CHQRET)

For Individual policy enquiry through SMS, 

Type ASKLIC < POLICY NO > PREMIUM/REVIVAL/BONUS/LOAN/NOM

Send To 56767877

Details

Premium – Installment premium under policy

Revival – If policy is lapsed, Revival amount payable

Bonus – Amount of Bonus vested

Loan – Amount available as Loan

NOM – Details of Nomination

“Policyholders can make same enquiries over long code 96649 96649″

Please click on below PDF to check the procedure.

http://www.licindia.in/pages/sms.pdf

This is a very simple and an effective way to check your LIC policy status by policy number  You can also pay your premium, take premium payment receipts online after registration.

LIC Policy Status by Policy Number :  Start Here

LIC Premium Receipts Online-Step by Step Process

 Step 1: Log on to licindia.in

Step 2: Click on New User?Click Here (Below Online Services)

Step 3: Fill in the basic Details(You will get your password in your mailbox)

Step 4: Go to Registered Users

Step 5: Login with User ID and Password

Step 6: Go to Premium Paid Statement

Step 7: Enter Policy Number

Points to Note:

1. You do not require digital signature verification to get LIC premium receipts online.

2. There is no need of duplicate LIC premium receipt as you can take a print every time you login.


LIC Premium Receipts Online : Start Here