1. 3 times deposit free in your account. After more than 3 times
deposit, you will pay 50/- per deposit.
2. Minimum 5000/- balance to be maintained in metro city branch
account holder.
3. Minimum 3000/- balance to be maintained in city/town branch
account holder.
4. Minimum 2000/- balance to be maintained in semi urban area
branch account holder.
5. Minimum 1000/- balance to be maintained in villages branch
account holder
6. If you do not
maintain minimum amount in your account, you will pay upto Rs.200/- + extra
surcharge.(depending on how many days)
7. SBI ATM free for 5 times use, after 5 times you will pay 10/-
per transaction.
8. Other bank ATM free for 3 times use, after 3 times you will pay
20/- per transaction.
9. Unlimited SBI ATM use without any charges, If you maintain
25000/- in your SBI savings account.
10. Unlimited SBI & OTHER BANK ATM use without any charges, If
you maintain 100000/- in your SBI savings account.
11. 15/- SMS charge you will pay after 3 months, (SMS charge free,
If you maintain 25000/- in your SBI savings account)
12. The failure to maintain Monthly Average Balance (MAb) in
accounts will call for a penalty between Rs 50 to Rs 100 plus service tax per month.
13. There will be no charge for UPI/ USSD transactions of up to Rs
1,000. Beyond Rs 1,000, there are charge
a). The Monthly Average Balance
of Rs 5000 in a branch in Metropolitan City then :
Shortfall <=50% = Rs 50/- + Service Tax.
Shortfall >=50-75% = Rs 75/- + Service
Tax.
Shortfall > 75% = Rs 100/- + Service Tax
b). The Monthly Average Balance of Rs 3000 in a branch in the
Urban area then :
Shortfall <=50% = Rs 40/- + Service Tax.
Shortfall >=50-75% = Rs 60/- + Service
Tax.
Shortfall > 75% = Rs 80/- + Service Tax
c). The Monthly Average Balance of Rs 2000 in a branch in the
Semi- Urban area then :
Shortfall <=50% = Rs 25/- + Service Tax
Shortfall >=50-75% = Rs 50/- + Service
Tax.
Shortfall > 75% = Rs 75/- + Service Tax.
d). The Monthly Average Balance of Rs 2000 in a branch in the Rural
area then :
Shortfall <=50% = Rs 20/- + Service Tax
Shortfall >=50-75% = Rs 30/- + Service
Tax.
Shortfall > 75% = Rs 50/- + Service Tax