Wednesday, April 9, 2014

Why Life Insurance Corporation of India is best?


Positions:
  • Largest Insurance Company in the World in terms of customer base. (More than 22 crore customers)
  • No.1 Insurance company in the world in terms of agency (about 1.2 million agents)
  • 2nd Largest company in terms of computer use.
  • 2nd biggest estate owner, next to Indian Railways.
  • Largest financial institution in the country having 6,65,636 Cr.of investments.
  • Highest surplus generating company in India. 

Awards:
  • Adjudged the “Most trusted service brand” in India, by “Economic Times” and ”AC Nelson ORG Marg”. For the year 2007 for the 5th consecutive year.
  • LIC adjudged as “Best Life Insurance Company of the year” at the “2nd NDTV – Profit Business Leadership Awards - 2007”.
  • LIC adjudged as “Most preferred Life Insurance Company of the year” at the “CNBC AWAAZ” consumer awards 2007 for 3rd time in succession.
  • “Web 18-Genius of the Web Award” for the Best Website in Insurance Category.

Honoring the commitment – Settlement of claims:
  • No.1 Insurance company In the Wrld in terms of claims paid.
  • LIC settles 2.21 claims per second. In the year 2008-09 LIC has paid 149 lakh claims.
  • Prompt settlement of claims – 97% of maturity claims settled on or before due date.
  • One of the lowest outstanding claims ratio (MAT + SB – 0.26%)

Advanced Technology for better customer service:
  • Fully computerized & networked 2048 branches & 159 satellite offices throughout the country.
  • Use of High tech – WAN, LAN, IVRS & EDMS.
  • Premium payment facility extended through networked 2048 branches, ECS, ATMS, through Internet, online portals, collecting banks.
  • 45 Interactive Voice Response System (IVRS No. 1251) centers all over the country to provide information on policy servicing. Facility is available 24X7. 

Wide range of products:
  • LIC has A plan for every need, A scheme for every home, A plan for every age.
  • LIC has 48 products which caters the need of all aged 0-75years. 

People’s money for people’s welfare:
  • Total investment in social sector, Rs. 89,000 Cr.
  • Total investment in Nation building activities like water supply, roads, electricity, drainage etc. is Rs. 5,76,000 Cr.