Instrument
|
Average Returns
|
Risk
|
Savings Account
|
4%
|
Very Low Risk
|
Fixed Deposits
|
8 to 9%
|
Very Low Risk
|
Corporate Bonds
|
8 to 12%
|
Low to Medium Risk
|
Government Bonds
|
8 to 10%
|
Low Risk
|
Equity Mutual Funds
|
15% or More
|
High to Very High Risk
|
Balanced Mutual Funds
|
12 to 15%
|
Medium to High Risk
|
Debt Mutual Funds
|
10 to 12%
|
Low to Medium Risk
|
Direct Equities
|
30% or more
|
Very High Risk
|
Gold
|
12 to 15%
|
Medium to High Risk
|
All numbers above are indicative and average
only. The actual returns may depend based on the type of Instrument being
bought and the returns offered by the actual instrument.