Friday, February 21, 2014

Rate of Returns and the Risk Level for the various Investment Products currently in India

Instrument
Average Returns
Risk
Savings Account
4%
Very Low Risk
Fixed Deposits
8 to 9%
Very Low Risk
Corporate Bonds
8 to 12%
Low to Medium Risk
Government Bonds
8 to 10%
Low Risk
Equity Mutual Funds
15% or More
High to Very High Risk
Balanced Mutual Funds
12 to 15%
Medium to High Risk
Debt Mutual Funds
10 to 12%
Low to Medium Risk
Direct Equities
30% or more
Very High Risk
Gold
12 to 15%
Medium to High Risk



All numbers above are indicative and average only. The actual returns may depend based on the type of Instrument being bought and the returns offered by the actual instrument.